Flood risk in Hyattsville
Flood risk in Hyattsville
Flooding is not covered by a standard homeowners policy anywhere in the country — it is a separate policy. Whether you are required to carry it depends on the zone your address falls in.
FEMA's current mapping for the Hyattsville area shows Zone AE, Zone AH, Zone A alongside Zone X, which is the lower-risk designation.
PRINCE GEORGE'S COUNTY * is in FEMA's Community Rating System at Class 5, which earns residents 25% off flood insurance in the high-risk zones, through the county. Most homeowners have never heard of this and it applies automatically.
Source: FEMA National Flood Hazard Layer; NFIP community 245208.
Hyattsville earns a 25% community discount on flood premiums, and most people who qualify have never been told. Worth confirming you are getting it.